Maximize Your Love of Dining with American Express® Cards

APPLY WITH CONFIDENCE

Know if you're approved for a Card with no impact to your credit score

your credit score may be impacted if you're approved and you choose to accept. This application process is available below.

Apply and find out your welcome offer

  • As High As 100,000 Membership Rewards® points
    after you spend $6,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.†


    Apply, and if approved:
    1. Find out your offer amount
    2. Accept the Card with your offer
    3. Spend $6,000 in 6 months
    4. Receive the points

Annual Fee: $325¤†

APR for Pay Over Time Feature

19.74% to 28.74% variable APR on eligible charges.¤

‡ † Offer & Benefit Terms¤ Rates & Fees
Platinum Just Got Even Better

  • As High As 175,000 Membership Rewards® Points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.†


    Apply, and if approved:
    1. Find out your offer amount
    2. Accept the Card with your offer
    3. Spend $8,000 in 6 months
    4. Receive the points

Annual Fee: $895¤†

APR for Pay Over Time Feature

19.74% to 28.74% variable APR on eligible charges.¤

‡ † Offer & Benefit Terms¤ Rates & Fees

Featured Benefits

$100 Resy Credit

Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semiannually. Enrollment required.‡

$120 Dining Credit

Enroll and earn up to $10 per month in statement credits when you pay with your American Express® Gold Card at participating partners, which can be an annual savings of up to $120.‡

4X Points Restaurants and Supermarkets

Earn 4X Membership Rewards® points at restaurants worldwide on up to $50,000 per calendar year and 4X points at U.S. supermarkets on up to $25,000 per calendar year in purchases.‡

$84 Dunkin’ Credit

Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. That's up to $84 in savings each year. Enrollment required.‡

3X Points Flights

Earn 3X points for flights booked directly with airlines or on amextravel.com.‡

The Hotel Collection

You can get 2X Membership Rewards® points per eligible dollar spent, in addition to a $100 credit* when you book a prepaid stay of at least two consecutive nights at participating properties, at americanexpress.com/hc.‡

*Credit varies by property.

$120 Uber Cash on Gold

Receive $10 Uber Cash each month, up to $120 in Uber Cash per year, to use on orders and rides in the U.S. after you add your American Express® Gold Card to your Uber account and select an Amex Card for your transaction.‡

More Ways to Pay

You're in control with more ways to pay. You can choose to:

  • Pay your bill in full each month
  • Use the Pay Over Time‡ feature to carry a balance with interest on eligible purchases
  • Use Plan It‡ to select large purchases and split them into monthly payments with a fixed fee

There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.‡

‡ † Offer & Benefit Terms¤ Rates & Fees

$400 Resy Credit

Get up to $100 in statement credits each quarter on dining purchases at over 10,000 U.S. Resy restaurants* or make other eligible Resy purchases using the Platinum Card. Enrollment required.‡

*As of 3/2025

Platinum Nights by Resy

With Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.‡

Global Dining Access by Resy

Receive access to:

  • Priority Notify
  • Exclusive reservations
  • Special dining experiences
  • a VIP Diner Badge

after you add your Platinum Card® to your Resy profile on Resy.com or the Resy app.‡

American Express Global Lounge Collection®

Complimentary access to:

  • More airport lounges than any other credit card company on the market*, including 1,550+ airport lounges in over 500 airports around the world, across 140 countries and counting
  • Curated menus designed by award-winning chefs at U.S. Centurion Lounges.‡

    *As of 4/2025

5X Points Flights & Prepaid Hotels

Earn 5X Membership Rewards® points on flights and prepaid hotels through American Express Travel® booked by both you and your Additional Card Members. You also earn 5X points on flights purchased directly from airlines or American Express Travel® on up to $500,000 on these purchases per calendar year per Card Account.‡

$600 Hotel Credit

Get up to $300 in statement credits semi-annually [for up to a total of $600 in statement credits per calendar year] on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel using your Platinum Card®.‡

*The Hotel Collection requires a minimum two-night stay.

$200 Uber Cash + $120 Uber One Credit

With the Platinum Card you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add the Platinum Card to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction.‡ Plus, when you use the Platinum Card to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.‡

More Ways to Pay

You're in control with more ways to pay. You can choose to:

  • Pay your bill in full each month
  • Use the Pay Over Time‡ feature to carry a balance with interest on eligible purchases
  • Use Plan It‡ to select large purchases and split them into monthly payments with a fixed fee

There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.‡

‡ † Offer & Benefit Terms¤ Rates & Fees